Student Loan Program

Providing Direct-To-Workforce Training for our community and beyond!

Adirondack Regional FCU

is pleased to offer students enrolling in the UpNCoding program at NCCC with opportunities to finance all or a part of their education. These student loans will have the following conditions:

  • Students must live or work in Clinton, Essex, Franklin, or St. Lawrence Counties
  • $5.00 Membership share is required, if the student does not have a banking relationship, we can set up a full membership account for them
  • Loans of 5.5 year term 4.50% interest rate
  • Interest only payments for the first 6 months
  • Principal and interest payments for the remaining 60 months
  • Payment frequency can be set to accommodate weekly, bi-weekly, bi-monthly or monthly payments
  • No prepayment penalty for faster repayment of the loan
  • Students who are not employed or have no credit score will require a parent to cosign
  • Loan proceeds will be paid directly to the college

Please reach out for more information!

Contact ADKFCU Today!